/* ==========================================================================
   VELTO AUTO — Landing Page
   Tokens mirror the Figma "VELTO Tokens" collection.
   ========================================================================== */
:root {
  --navy-950: #070C17;
  --navy-900: #0B1220;
  --navy-800: #111C30;
  --navy-700: #1A2740;
  --blue-700: #1D4ED8;
  --blue-600: #2563EB;
  --blue-500: #3B82F6;
  --blue-400: #60A5FA;
  --blue-300: #93C5FD;
  --blue-200: #BFDBFE;
  --blue-50: #EEF4FF;
  --off: #F3F6FA;
  --white: #FFFFFF;
  --ink: #0B1220;
  --ink-2: #44506A;
  --ink-3: #7A869C;
  --line: #E3E8F0;
  --text-2: #A9B4C8;
  --text-3: #6B7A94;
  --danger: #E5484D;

  --font-kr: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", "Noto Sans KR", "Malgun Gothic", sans-serif;
  --font-en: "Inter Variable", Inter, var(--font-kr);

  --container: 960px;
  --gutter: 24px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --ease: cubic-bezier(.22, .8, .24, 1);
  --header-h: 76px;
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 8px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-kr);
  font-size: 16px;
  line-height: 1.6;
  letter-spacing: -0.01em;
  color: var(--ink);
  background: var(--navy-900);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  word-break: keep-all;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; color: inherit; }
button { cursor: pointer; background: none; border: 0; padding: 0; }
h1, h2, h3, p, ol, ul, dl, dd, blockquote, figure { margin: 0; }
ol, ul { padding: 0; list-style: none; }
svg { width: 1em; height: 1em; flex: none; }
.num { font-family: var(--font-en); font-style: normal; font-feature-settings: "tnum" 1; letter-spacing: -0.01em; }
.container { width: 100%; max-width: calc(var(--container) + var(--gutter) * 2); margin: 0 auto; padding: 0 var(--gutter); }
.skip-link { position: absolute; left: 16px; top: -60px; z-index: 100; padding: 10px 16px; background: var(--white); color: var(--ink); border-radius: 8px; }
.skip-link:focus { top: 12px; }
:focus-visible { outline: 3px solid var(--blue-300); outline-offset: 3px; border-radius: 6px; }
.br-pc { display: inline; }

/* ---------- type ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 14px;
  font-family: var(--font-en); font-size: 12px; font-weight: 600; line-height: 16px;
  letter-spacing: .22em; text-transform: uppercase; color: var(--blue-400);
}
.eyebrow--dark { color: var(--blue-600); }
.eyebrow-line { width: 36px; height: 1.5px; background: currentColor; }
.h2 { margin-top: 20px; font-size: 48px; line-height: 1.22; font-weight: 700; letter-spacing: -0.035em; color: var(--ink); }
.h2--light { color: var(--white); }
.lead { font-size: 17px; line-height: 1.75; color: var(--ink-2); letter-spacing: -0.015em; }
.lead--light { color: var(--text-2); }
.hl-blue { color: var(--blue-600); }
.grad-text {
  background: linear-gradient(90deg, var(--blue-200), var(--blue-400) 55%, var(--blue-600));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.section { position: relative; padding: 140px 0; }
.section-head { margin-bottom: 64px; }
.section-head.split { display: grid; grid-template-columns: 1.25fr 1fr; gap: 48px; align-items: end; }
.section-head.split .lead { padding-bottom: 8px; }

/* ---------- buttons ---------- */
.btn {
  position: relative; display: inline-flex; align-items: center; gap: 18px;
  height: 64px; padding: 0 8px 0 32px; border-radius: 999px;
  font-weight: 600; font-size: 17px; letter-spacing: -0.015em; line-height: 1;
  white-space: nowrap; transition: background .25s var(--ease), box-shadow .25s var(--ease), transform .25s var(--ease), color .2s;
}
.btn-m { height: 48px; padding: 0 6px 0 22px; gap: 12px; font-size: 15px; }
.btn-badge { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; transition: transform .3s var(--ease); }
.btn-m .btn-badge { width: 36px; height: 36px; }
.btn-badge svg { width: 20px; height: 20px; }
.btn-m .btn-badge svg { width: 18px; height: 18px; }
.btn:hover .btn-badge { transform: translateX(3px); }
.btn:active { transform: scale(.98); }

.btn-primary { background: var(--blue-600); color: var(--white); box-shadow: 0 14px 36px -6px rgba(37, 99, 235, .45), 0 0 0 1px rgba(96, 165, 250, .25); }
.btn-primary .btn-badge { background: var(--white); color: var(--blue-600); }
.btn-primary:hover { background: var(--blue-500); box-shadow: 0 18px 48px -4px rgba(59, 130, 246, .6), 0 0 0 1px rgba(147, 197, 253, .35); }
.btn-primary:active { background: var(--blue-700); box-shadow: none; }

.btn-secondary { background: rgba(255, 255, 255, .06); color: var(--white); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .18); backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px); }
.btn-secondary .btn-badge { background: rgba(255, 255, 255, .1); }
.btn-secondary:hover { background: rgba(255, 255, 255, .12); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .3); }

.btn-ghost { padding: 0 4px; color: var(--white); gap: 14px; }
.btn-ghost .btn-icon { width: 20px; height: 20px; transition: transform .3s var(--ease); }
.btn-ghost:hover { color: var(--blue-400); }
.btn-ghost:hover .btn-icon { transform: translateX(4px); }

.btn-dark { background: var(--navy-900); color: var(--white); }
.btn-dark .btn-badge { background: rgba(255, 255, 255, .12); }
.btn-dark:hover { background: var(--navy-700); }
.btn-block { width: 100%; justify-content: space-between; }

.chip-demo {
  display: inline-flex; align-items: center; height: 24px; padding: 0 10px; border-radius: 999px;
  font-size: 11px; font-weight: 600; letter-spacing: 0; color: var(--blue-300);
  background: rgba(37, 99, 235, .22); box-shadow: inset 0 0 0 1px rgba(96, 165, 250, .35); white-space: nowrap;
}
.chip-demo--light { color: var(--blue-600); background: var(--blue-50); box-shadow: inset 0 0 0 1px rgba(37, 99, 235, .2); font-family: var(--font-en); letter-spacing: .08em; }

.glass {
  background: linear-gradient(180deg, rgba(255, 255, 255, .09), rgba(255, 255, 255, .03));
  border: 1px solid rgba(255, 255, 255, .14);
  border-top-color: rgba(255, 255, 255, .28);
  backdrop-filter: blur(28px) saturate(140%); -webkit-backdrop-filter: blur(28px) saturate(140%);
  box-shadow: 0 30px 60px -10px rgba(0, 0, 0, .35);
}

/* ---------- header ---------- */
.site-header { position: fixed; inset: 0 0 auto; z-index: 50; padding-top: env(safe-area-inset-top, 0px); transition: background .35s var(--ease), box-shadow .35s var(--ease), backdrop-filter .35s; }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: var(--header-h); gap: 24px; }
.site-header.is-scrolled { background: rgba(11, 18, 32, .72); backdrop-filter: blur(18px) saturate(150%); -webkit-backdrop-filter: blur(18px) saturate(150%); box-shadow: 0 1px 0 rgba(255, 255, 255, .08); }
.site-header:not(.is-scrolled)::after { content: ""; position: absolute; left: 50%; bottom: 0; width: min(calc(100% - 48px), var(--container)); height: 1px; transform: translateX(-50%); background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .1) 15%, rgba(255, 255, 255, .1) 85%, transparent); }
.logo { display: inline-flex; align-items: center; gap: 10px; color: var(--white); }
.logo-mark { width: 34px; height: 34px; }
.logo-type { display: flex; flex-direction: column; line-height: 1; }
.logo-type strong { font-size: 19px; font-weight: 800; letter-spacing: -0.03em; }
.logo-type small { margin-top: 3px; font-family: var(--font-en); font-size: 8.5px; font-weight: 700; letter-spacing: .32em; color: var(--blue-400); }
.gnb { display: flex; gap: 36px; }
.gnb a { font-size: 14px; font-weight: 500; color: rgba(255, 255, 255, .72); transition: color .2s; position: relative; }
.gnb a:hover, .gnb a.is-active { color: var(--white); }
.gnb a.is-active::after { content: ""; position: absolute; left: 0; right: 0; bottom: -8px; height: 2px; border-radius: 2px; background: var(--blue-400); }
.menu-toggle { display: none; width: 44px; height: 44px; border-radius: 50%; place-items: center; color: var(--white); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .18); }
.menu-toggle svg { width: 22px; height: 22px; }
.mobile-menu { display: none; }

/* ---------- 01 hero ---------- */
.hero { position: relative; min-height: 1060px; padding: calc(var(--header-h) + 72px) 0 0; overflow: hidden; background: var(--navy-900); color: var(--white); isolation: isolate; }
.hero-visual { position: absolute; inset: 0; z-index: -1; pointer-events: none; }
.hero-glow { position: absolute; border-radius: 50%; mix-blend-mode: screen; filter: blur(110px); }
.hero-glow--tl { width: 980px; height: 720px; left: -340px; top: -360px; background: rgba(29, 78, 216, .55); }
.hero-glow--r { width: 840px; height: 560px; right: -260px; top: 360px; background: rgba(37, 99, 235, .26); }
.hero-wordmark {
  position: absolute; right: -60px; top: 70px; font-family: var(--font-en); font-weight: 900;
  font-size: clamp(220px, 26vw, 400px); line-height: 1; letter-spacing: -0.06em; color: transparent;
  background: linear-gradient(180deg, rgba(255, 255, 255, .05), rgba(255, 255, 255, 0) 75%); -webkit-background-clip: text; background-clip: text;
  -webkit-text-stroke: 1px rgba(255, 255, 255, .07);
}
.hero-car { position: absolute; left: calc(50% - 640px); top: 262px; width: 1440px; max-width: none;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 7%, #000 93%, transparent 100%); mask-image: linear-gradient(90deg, transparent 0, #000 7%, #000 93%, transparent 100%); }
.hero-floor { position: absolute; left: 50%; top: 908px; width: 1120px; height: 84px; transform: translateX(-50%); border-radius: 50%; background: rgba(37, 99, 235, .6); filter: blur(46px); mix-blend-mode: screen; }
.hero-horizon { position: absolute; left: 50%; top: 951px; width: min(1240px, 92vw); height: 1.5px; transform: translateX(-50%); background: linear-gradient(90deg, rgba(96, 165, 250, 0), rgba(96, 165, 250, .75) 38%, #fff 60%, rgba(96, 165, 250, .5) 85%, rgba(96, 165, 250, 0)); box-shadow: 0 0 12px rgba(59, 130, 246, .9); }
.hero::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 110px; background: linear-gradient(180deg, rgba(11, 18, 32, 0), rgba(11, 18, 32, .94)); z-index: -1; }

.pin { position: absolute; width: 24px; height: 24px; }
.pin--rear { left: calc(50% - 270px); top: 858px; }
.pin--front { left: calc(50% + 447px); top: 870px; }
.pin-dot { position: absolute; inset: 0; border-radius: 50%; background: rgba(37, 99, 235, .3); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .55), 0 0 22px rgba(59, 130, 246, .55); }
.pin-dot::after { content: ""; position: absolute; inset: 8px; border-radius: 50%; background: #fff; box-shadow: 0 0 10px #60A5FA; animation: pulse 2.6s var(--ease) infinite; }
.pin-line { position: absolute; left: 11.5px; top: 28px; width: 1px; height: 96px; background: linear-gradient(180deg, rgba(255, 255, 255, .75), rgba(255, 255, 255, .08)); }
.pin-tag { position: absolute; left: 24px; top: 112px; display: grid; grid-template-columns: auto auto; column-gap: 10px; white-space: nowrap; }
.pin-tag em { grid-row: span 2; font-family: var(--font-en); font-style: normal; font-size: 11px; font-weight: 500; letter-spacing: .26em; color: var(--blue-400); padding-top: 2px; }
.pin-tag b { font-size: 15px; font-weight: 600; }
.pin-tag small { font-size: 13px; color: var(--text-2); }
@keyframes pulse { 0%, 100% { transform: scale(1); opacity: 1; } 50% { transform: scale(.7); opacity: .7; } }

.hero-content { display: grid; grid-template-columns: 1fr 300px; gap: 40px; align-items: start; }
.hero-title { margin-top: 24px; font-size: 66px; line-height: 1.16; font-weight: 800; letter-spacing: -0.035em; }
.hero-sub { margin-top: 26px; font-size: 17px; line-height: 1.75; color: var(--text-2); letter-spacing: -0.015em; }
.hero-actions { display: flex; align-items: center; gap: 28px; margin-top: 40px; }
.assurance { display: flex; gap: 22px; margin-top: 22px; font-size: 13px; font-weight: 500; color: var(--text-2); }
.assurance li { display: inline-flex; align-items: center; gap: 6px; }
.assurance svg { width: 16px; height: 16px; color: var(--blue-400); }

.preview-card { padding: 24px; border-radius: 22px; display: grid; gap: 16px; margin-top: 4px; }
.preview-head { display: flex; align-items: center; justify-content: space-between; font-size: 15px; }
.pbar { display: grid; gap: 9px; }
.pbar-label { display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; color: var(--text-2); }
.pbar-label b { font-size: 15px; font-weight: 600; color: rgba(255, 255, 255, .78); }
.pbar-label b.is-best { color: var(--white); }
.pbar-label i { font-style: normal; }
.pbar-track { height: 8px; border-radius: 4px; background: rgba(255, 255, 255, .08); overflow: hidden; }
.pbar-fill { display: block; height: 100%; width: var(--w); border-radius: 4px; transform-origin: left; animation: grow 1.2s .4s var(--ease) both; }
.pbar-fill--a { background: #475569; }
.pbar-fill--b { background: linear-gradient(90deg, var(--blue-600), var(--blue-400)); box-shadow: 0 0 14px rgba(59, 130, 246, .7); }
@keyframes grow { from { transform: scaleX(0); } }
.preview-card hr { border: 0; height: 1px; background: rgba(255, 255, 255, .1); margin: 0; }
.preview-total-label { font-size: 13px; color: var(--text-2); }
.preview-total { margin-top: -10px; font-size: 20px; font-weight: 700; }
.preview-total .num { font-size: 34px; font-weight: 700; letter-spacing: -0.03em; margin-right: 4px; background: linear-gradient(90deg, #fff, var(--blue-300)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.preview-meta { margin-top: -12px; font-size: 12px; font-weight: 500; color: var(--blue-300); }
.fineprint { font-size: 11px; line-height: 16px; color: var(--text-3); }

.scroll-cue { position: absolute; left: max(var(--gutter), calc(50% - var(--container) / 2)); top: 994px; display: inline-flex; align-items: center; gap: 14px; font-family: var(--font-en); font-size: 11px; font-weight: 500; letter-spacing: .26em; text-transform: uppercase; color: var(--text-3); }
.scroll-circle { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .2); color: rgba(255, 255, 255, .8); }
.scroll-circle svg { width: 16px; height: 16px; animation: nudge 2s var(--ease) infinite; }
@keyframes nudge { 50% { transform: translateY(3px); } }

/* ---------- 02 why ---------- */
.why { background: var(--white); }
.formula { display: grid; grid-template-columns: auto auto 1fr; align-items: center; gap: 20px; padding: 22px 24px; border-radius: var(--radius-lg); background: var(--off); }
.formula-label { font-size: 16px; font-weight: 700; letter-spacing: -0.02em; white-space: nowrap; }
.formula-label .num { display: inline-grid; place-items: center; width: 28px; height: 28px; margin-right: 6px; border-radius: 8px; background: var(--navy-900); color: var(--white); font-size: 14px; }
.formula-eq { font-family: var(--font-en); font-size: 22px; color: var(--ink-3); }
.formula-bar { display: flex; gap: 4px; height: 44px; }
.seg { flex: var(--f); display: flex; align-items: center; justify-content: center; border-radius: 10px; font-size: 13px; font-weight: 600; color: var(--white); white-space: nowrap; }
.seg-1 { background: var(--navy-900); }
.seg-2 { background: var(--blue-700); }
.seg-3 { background: var(--blue-500); }
.seg-4 { background: var(--blue-300); color: var(--navy-900); }

.factors { display: grid; grid-template-columns: 1fr 1fr; margin-top: 56px; border-top: 1px solid var(--line); }
.factor { padding: 40px 40px 44px 0; border-bottom: 1px solid var(--line); }
.factor:nth-child(even) { padding: 40px 0 44px 40px; border-left: 1px solid var(--line); }
.factor:nth-child(2), .factor:nth-child(3) { background: linear-gradient(180deg, rgba(243, 246, 250, .0), rgba(243, 246, 250, .0)); }
.factor-top { display: flex; align-items: center; justify-content: space-between; }
.factor-no { font-size: 13px; font-weight: 600; color: var(--blue-600); letter-spacing: .1em; }
.factor-icon { width: 28px; height: 28px; color: var(--navy-900); }
.factor h3 { margin-top: 20px; font-size: 26px; line-height: 1.3; font-weight: 700; letter-spacing: -0.03em; }
.factor > p { margin-top: 8px; color: var(--ink-2); font-size: 15.5px; }
.viz { margin-top: 28px; }
.viz-cap { margin-top: 14px; font-size: 12.5px; color: var(--ink-3); }
.viz-term { display: grid; gap: 10px; }
.term-row { display: grid; grid-template-columns: 56px 1fr; align-items: center; gap: 14px; font-size: 13px; font-weight: 600; color: var(--ink-3); }
.term-row i { display: block; height: 10px; width: var(--w); border-radius: 5px; background: #D6DDE8; }
.term-row.is-on { color: var(--ink); }
.term-row.is-on i { background: linear-gradient(90deg, var(--blue-700), var(--blue-400)); box-shadow: 0 6px 16px -4px rgba(37, 99, 235, .5); }
.viz-initial { display: grid; grid-template-columns: 80px 80px 1fr; gap: 14px; align-items: end; height: 150px; }
.stack { display: flex; flex-direction: column; height: 100%; border-radius: 12px; overflow: hidden; }
.stack span { height: var(--h); display: grid; place-items: center; font-size: 11px; font-weight: 600; color: var(--white); }
.stack-a { background: var(--navy-900); }
.stack-b { background: var(--blue-600); }
.stack-c { background: #DCE6F7; color: var(--ink-2) !important; }
.stack-legend { display: grid; gap: 8px; align-self: center; font-size: 12.5px; color: var(--ink-2); }
.stack-legend span { display: inline-flex; align-items: center; gap: 8px; }
.stack-legend i { width: 10px; height: 10px; border-radius: 3px; }
.lg-a { background: var(--navy-900); } .lg-b { background: var(--blue-600); } .lg-c { background: #DCE6F7; }
.viz-shield { display: grid; grid-template-columns: 132px 1fr; gap: 24px; align-items: center; }
.rings { position: relative; width: 132px; height: 132px; display: grid; place-items: center; }
.rings span { position: absolute; border-radius: 50%; border: 1px solid rgba(37, 99, 235, .25); }
.rings span:nth-child(1) { inset: 0; background: rgba(37, 99, 235, .04); }
.rings span:nth-child(2) { inset: 20px; background: rgba(37, 99, 235, .07); }
.rings span:nth-child(3) { inset: 40px; background: var(--blue-600); border: 0; box-shadow: 0 12px 24px -6px rgba(37, 99, 235, .6); }
.rings svg { position: relative; width: 28px; height: 28px; color: var(--white); }
.viz-shield ul { display: grid; gap: 10px; }
.viz-shield li { display: grid; font-size: 12.5px; color: var(--ink-3); padding-left: 12px; border-left: 2px solid var(--line); }
.viz-shield li b { font-size: 13.5px; color: var(--ink); font-weight: 600; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chips span { height: 30px; padding: 0 14px; display: inline-flex; align-items: center; border-radius: 999px; font-size: 12.5px; font-weight: 600; color: var(--ink-2); background: var(--off); box-shadow: inset 0 0 0 1px var(--line); }
.chips .is-on { background: var(--navy-900); color: var(--white); box-shadow: none; }
.curve { display: block; width: 100%; height: 70px; margin-top: 18px; }

.why-quote { position: relative; margin-top: 88px; padding: 56px 0 0 0; text-align: left; }
.quote-mark { position: absolute; top: -20px; left: -6px; font-family: var(--font-en); font-size: 140px; line-height: 1; font-weight: 800; color: var(--blue-50); }
.why-quote p { position: relative; font-size: 38px; line-height: 1.4; font-weight: 700; letter-spacing: -0.035em; color: var(--ink); }
.why-quote strong { color: var(--blue-600); background: linear-gradient(transparent 70%, rgba(96, 165, 250, .25) 70%); }

/* ---------- 03 service ---------- */
.service { background: var(--off); }
.bento { display: grid; grid-template-columns: repeat(12, 1fr); grid-auto-rows: 200px; gap: 20px; }
.tile { position: relative; border-radius: var(--radius-xl); overflow: hidden; padding: 32px; background: var(--white); box-shadow: 0 1px 0 rgba(11, 18, 32, .04), 0 20px 50px -30px rgba(11, 18, 32, .25); }
.tile-no { font-size: 12px; font-weight: 600; letter-spacing: .14em; color: var(--blue-600); }
.tile h3 { margin-top: 12px; font-size: 26px; font-weight: 700; letter-spacing: -0.03em; line-height: 1.3; }
.tile p { margin-top: 10px; font-size: 15px; color: var(--ink-2); line-height: 1.65; }
.tile-a { grid-column: 1 / span 7; grid-row: span 3; background: var(--navy-900); color: var(--white); padding: 0; }
.tile-a img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 70% 50%; transition: transform 1.2s var(--ease); }
.tile-a:hover img { transform: scale(1.04); }
.tile-a-shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(11, 18, 32, .92) 0%, rgba(11, 18, 32, .2) 45%, rgba(11, 18, 32, .85) 100%); }
.tile-a .tile-copy { position: relative; padding: 36px; max-width: 420px; }
.tile-a .tile-no { color: var(--blue-400); }
.tile-a p { color: var(--text-2); }
.quote-stack { position: absolute; right: 28px; bottom: 28px; width: 260px; padding: 18px; border-radius: 18px; display: grid; gap: 8px; }
.qs-row { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 8px; padding: 10px 12px; border-radius: 12px; font-size: 13px; color: var(--text-2); background: rgba(255, 255, 255, .04); }
.qs-row i { font-style: normal; font-weight: 600; color: rgba(255, 255, 255, .85); }
.qs-row.is-best { background: rgba(37, 99, 235, .9); color: var(--white); box-shadow: 0 10px 24px -8px rgba(37, 99, 235, .8); grid-template-columns: 1fr auto; }
.qs-row.is-best i { color: var(--white); }
.qs-row em { grid-column: 1 / -1; font-style: normal; font-size: 11px; color: var(--blue-200); margin-top: -4px; }
.quote-stack p { margin: 4px 2px 0; font-size: 11px; color: var(--text-3); }

.tile-b { grid-column: 8 / span 5; grid-row: span 2; display: flex; flex-direction: column; justify-content: space-between; }
.summary-sheet { margin-top: 20px; border-radius: 16px; background: var(--off); padding: 16px 18px; }
.ss-head { display: flex; justify-content: space-between; font-size: 12px; font-weight: 600; color: var(--ink-3); margin-bottom: 8px; }
.ss-head em { font-style: normal; color: var(--blue-600); }
.summary-sheet dl > div { display: flex; justify-content: space-between; padding: 8px 0; font-size: 13.5px; border-bottom: 1px dashed #D3DAE6; }
.summary-sheet dt { color: var(--ink-2); }
.summary-sheet dd { font-weight: 600; }
.summary-sheet .ss-total { border: 0; padding-top: 12px; }
.summary-sheet .ss-total dd { color: var(--blue-600); font-size: 18px; font-weight: 700; }

.tile-c { grid-column: 8 / span 5; grid-row: span 3; background: linear-gradient(160deg, var(--blue-600), var(--blue-700) 60%, #172F7A); color: var(--white); }
.tile-c .tile-no { color: var(--blue-200); }
.tile-c p { color: rgba(255, 255, 255, .78); }
.tile-c .tile-copy { max-width: 300px; }
.phone { position: absolute; right: 32px; bottom: -24px; width: 236px; height: 400px; border-radius: 34px; padding: 14px 12px; background: #0E1626; box-shadow: 0 0 0 6px #1E2A44, 0 40px 60px -20px rgba(0, 0, 0, .55); transform: rotate(-4deg); transform-origin: bottom right; }
.phone-notch { width: 70px; height: 18px; border-radius: 10px; background: #000; margin: 0 auto 10px; }
.phone-top { display: flex; align-items: center; gap: 8px; padding: 0 4px 10px; border-bottom: 1px solid rgba(255, 255, 255, .08); }
.phone-top svg { width: 24px; height: 24px; }
.phone-top b { display: block; font-size: 12px; }
.phone-top small { font-size: 10px; color: var(--text-3); }
.chat { display: grid; gap: 8px; padding: 12px 2px; }
.bubble { max-width: 86%; padding: 8px 11px; border-radius: 14px; font-size: 11px; line-height: 1.45; }
.bubble.in { background: rgba(255, 255, 255, .08); color: #DCE3EE; border-bottom-left-radius: 4px; }
.bubble.out { justify-self: end; background: var(--blue-600); color: #fff; border-bottom-right-radius: 4px; }
.bubble-card { display: flex; justify-content: space-between; align-items: center; padding: 10px 12px; border-radius: 12px; background: rgba(96, 165, 250, .14); box-shadow: inset 0 0 0 1px rgba(96, 165, 250, .35); font-size: 11px; color: var(--blue-200); }
.bubble-card i { font-style: normal; color: #fff; font-weight: 600; }
.phone-input { position: absolute; left: 12px; right: 12px; bottom: 54px; display: flex; justify-content: space-between; align-items: center; height: 34px; padding: 0 4px 0 12px; border-radius: 17px; background: rgba(255, 255, 255, .06); font-size: 10.5px; color: var(--text-3); }
.phone-input i { display: grid; place-items: center; width: 26px; height: 26px; border-radius: 50%; background: var(--blue-600); color: #fff; }
.phone-input svg { width: 13px; height: 13px; }

.tile-d { grid-column: 1 / span 7; grid-row: span 2; background: var(--navy-900); color: var(--white); display: flex; flex-direction: column; justify-content: space-between; gap: 28px; padding: 36px; }
.tile-d .tile-no { color: var(--blue-400); font-family: var(--font-en); letter-spacing: .2em; }
.tile-d-top, .tile-d-bottom { position: relative; }
.tile-d-bottom { display: grid; gap: 28px; }
.tile-d::before { content: ""; position: absolute; width: 420px; height: 420px; right: -120px; top: -200px; border-radius: 50%; background: radial-gradient(circle, rgba(37, 99, 235, .55), transparent 65%); }
.pill-row { display: flex; gap: 10px; flex-wrap: wrap; }
.pill-row span { height: 48px; padding: 0 22px; display: inline-flex; align-items: center; border-radius: 999px; font-size: 18px; font-weight: 700; letter-spacing: -0.02em; background: rgba(255, 255, 255, .07); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .14); }
.tile-d-flow { display: flex; align-items: center; gap: 10px; font-size: 13px; font-weight: 600; color: var(--text-2); }
.tile-d-flow i { flex: 1; height: 1px; background: linear-gradient(90deg, rgba(255, 255, 255, .25), rgba(96, 165, 250, .7)); }
.tile-d-flow .is-on { color: var(--white); padding: 6px 12px; border-radius: 999px; background: var(--blue-600); }

/* ---------- 04 simulator ---------- */
.simulator { background: var(--navy-900); color: var(--white); overflow: hidden; }
.sim-bg { position: absolute; inset: 0; pointer-events: none; background:
  radial-gradient(600px 400px at 85% 20%, rgba(37, 99, 235, .28), transparent 70%),
  radial-gradient(500px 360px at 0% 100%, rgba(29, 78, 216, .25), transparent 70%); }
.sim-bg::after { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px); background-size: 48px 48px; mask-image: radial-gradient(ellipse at 50% 40%, #000 30%, transparent 75%); -webkit-mask-image: radial-gradient(ellipse at 50% 40%, #000 30%, transparent 75%); }
.dashboard { position: relative; display: grid; grid-template-columns: minmax(0, 1fr) 340px; border-radius: var(--radius-xl); overflow: hidden; }
.dash-main { padding: 36px; display: grid; gap: 36px; }
.dash-side { padding: 36px 32px 32px; background: linear-gradient(180deg, rgba(37, 99, 235, .16), rgba(37, 99, 235, .04)); border-left: 1px solid rgba(255, 255, 255, .1); display: flex; flex-direction: column; }
.dash-row--top { display: flex; align-items: flex-end; justify-content: space-between; gap: 16px; }
.field-group { display: grid; gap: 12px; }
.dash-label { font-size: 13px; font-weight: 500; color: var(--text-2); }
.segmented { display: inline-flex; padding: 4px; border-radius: 14px; gap: 4px; }
.segmented--dark { background: rgba(255, 255, 255, .06); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .1); }
.segmented--dark button { height: 40px; padding: 0 20px; border-radius: 10px; font-size: 14px; font-weight: 600; color: var(--text-2); transition: background .25s var(--ease), color .25s; }
.segmented--dark button .num { margin-right: 1px; }
.segmented--dark button:hover { color: var(--white); }
.segmented--dark button[aria-checked="true"] { background: var(--blue-600); color: var(--white); box-shadow: 0 8px 20px -6px rgba(37, 99, 235, .8); }

.slider-block { display: grid; gap: 14px; }
.slider-head { display: flex; justify-content: space-between; align-items: baseline; }
.slider-value { font-size: 15px; font-weight: 600; }
.slider-value .num { font-size: 22px; font-weight: 700; color: var(--blue-300); }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; margin: 0; --p: 28.6%; }
input[type="range"]::-webkit-slider-runnable-track { height: 6px; border-radius: 3px; background: linear-gradient(90deg, var(--blue-600), var(--blue-400) var(--p), rgba(255, 255, 255, .1) var(--p)); }
input[type="range"]::-moz-range-track { height: 6px; border-radius: 3px; background: linear-gradient(90deg, var(--blue-600), var(--blue-400) var(--p), rgba(255, 255, 255, .1) var(--p)); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; margin-top: -9px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 6px rgba(37, 99, 235, .35), 0 4px 12px rgba(0, 0, 0, .4); cursor: grab; }
input[type="range"]::-moz-range-thumb { width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 6px rgba(37, 99, 235, .35), 0 4px 12px rgba(0, 0, 0, .4); cursor: grab; }
.slider-scale { display: flex; justify-content: space-between; font-size: 11px; color: var(--text-3); }

.compare-bars { display: grid; gap: 22px; }
.cbar { display: grid; gap: 10px; }
.cbar-label { display: flex; justify-content: space-between; align-items: baseline; font-size: 14px; color: var(--text-2); }
.cbar-label b { font-size: 17px; font-weight: 600; color: rgba(255, 255, 255, .8); }
.cbar-label b.is-best { color: var(--white); }
.cbar-track { height: 14px; border-radius: 7px; background: rgba(255, 255, 255, .07); overflow: hidden; }
.cbar-fill { display: block; height: 100%; width: var(--w); border-radius: 7px; transition: width .6s var(--ease); }
.cbar-fill--a { background: repeating-linear-gradient(135deg, #475569 0 6px, #526077 6px 12px); }
.cbar-fill--b { background: linear-gradient(90deg, var(--blue-600), var(--blue-400)); box-shadow: 0 0 18px rgba(59, 130, 246, .7); }
.cbar-sub { font-size: 12px; color: var(--text-3); }

.total-big { margin-top: 10px; display: flex; align-items: baseline; gap: 6px; }
.total-big .num { font-size: 52px; line-height: 1.05; font-weight: 700; letter-spacing: -0.045em; background: linear-gradient(90deg, #fff, var(--blue-300)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.total-big .won { font-size: 22px; font-weight: 700; }
.total-formula { margin-top: 8px; font-size: 13px; color: var(--blue-300); font-weight: 500; }
.cum-chart { position: relative; margin: 28px 0 28px; }
.cum-dot { position: absolute; width: 12px; height: 12px; margin: -6px 0 0 -6px; border-radius: 50%; background: #fff; box-shadow: 0 0 0 5px rgba(96, 165, 250, .35), 0 0 16px rgba(96, 165, 250, .9); transition: left .6s var(--ease), top .6s var(--ease); }
.cum-dot b { position: absolute; right: -4px; bottom: 18px; padding: 3px 8px; border-radius: 6px; font-size: 11px; font-weight: 600; white-space: nowrap; color: var(--navy-900); background: #fff; }
.cum-chart svg { width: 100%; height: 110px; display: block; }
.cum-chart .grid-lines line { stroke: rgba(255, 255, 255, .07); stroke-width: 1; }
.cum-axis { display: flex; justify-content: space-between; margin-top: 6px; font-size: 10.5px; color: var(--text-3); }
.cum-cap { margin-top: 6px; font-size: 11.5px; color: var(--text-3); }
.dash-side .btn-block { margin-top: auto; font-size: 15px; padding-left: 22px; }
.sim-note { margin-top: 20px; font-size: 12.5px; color: var(--text-3); }

/* ---------- 05 vehicles ---------- */
.vehicles { background: var(--white); }
.showroom { display: grid; grid-template-columns: repeat(12, 1fr); gap: 20px; }
.vcard {
  position: relative; grid-column: span 5; height: 420px; border-radius: var(--radius-xl); overflow: hidden; text-align: left;
  background: var(--navy-900); color: var(--white); isolation: isolate;
  box-shadow: 0 0 0 0 rgba(37, 99, 235, 0); transition: box-shadow .35s var(--ease), transform .35s var(--ease);
}
.vcard--wide { grid-column: span 7; }
.vcard img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; transition: transform 1s var(--ease); }
.vcard:hover img { transform: scale(1.05); }
.vcard-shade { position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(11, 18, 32, .55) 0%, rgba(11, 18, 32, 0) 30%, rgba(11, 18, 32, .2) 55%, rgba(11, 18, 32, .95) 100%); }
.vcard-top { position: absolute; top: 24px; left: 26px; display: flex; gap: 12px; font-family: var(--font-en); font-size: 11px; font-weight: 600; letter-spacing: .22em; text-transform: uppercase; color: rgba(255, 255, 255, .8); }
.vcard-top .num { color: var(--blue-300); letter-spacing: .1em; }
.vcard-check { position: absolute; top: 18px; right: 18px; width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; background: var(--blue-600); color: #fff; opacity: 0; transform: scale(.6); transition: opacity .3s, transform .35s var(--ease); box-shadow: 0 8px 20px -4px rgba(37, 99, 235, .8); }
.vcard-check svg { width: 18px; height: 18px; }
.vcard-body { position: absolute; left: 26px; right: 26px; bottom: 24px; display: grid; gap: 4px; }
.vcard-title { font-size: 28px; font-weight: 700; letter-spacing: -0.035em; line-height: 1.25; }
.vcard-desc { font-size: 14.5px; color: var(--text-2); }
.vcard-select { justify-self: start; margin-top: 16px; display: inline-flex; align-items: center; gap: 10px; height: 44px; padding: 0 18px 0 14px; border-radius: 999px; font-size: 14px; font-weight: 600; background: rgba(255, 255, 255, .1); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .22); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); transition: background .3s var(--ease); }
.radio { width: 18px; height: 18px; border-radius: 50%; box-shadow: inset 0 0 0 1.5px rgba(255, 255, 255, .6); display: grid; place-items: center; }
.radio::after { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--blue-600); transform: scale(0); transition: transform .25s var(--ease); }
.vcard:hover .vcard-select { background: rgba(255, 255, 255, .18); }
.vcard[aria-checked="true"] { box-shadow: 0 0 0 3px var(--blue-600), 0 30px 60px -20px rgba(37, 99, 235, .55); transform: translateY(-4px); }
.vcard[aria-checked="true"] .vcard-check { opacity: 1; transform: scale(1); }
.vcard[aria-checked="true"] .vcard-select { background: var(--white); color: var(--navy-900); box-shadow: none; }
.vcard[aria-checked="true"] .radio { box-shadow: inset 0 0 0 1.5px var(--blue-600); }
.vcard[aria-checked="true"] .radio::after { transform: scale(1); }
.select-bar { margin-top: 28px; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 14px 14px 14px 28px; border-radius: 999px; background: var(--off); box-shadow: inset 0 0 0 1px var(--line); }
.select-bar p { display: flex; align-items: center; gap: 14px; font-size: 15px; }
.sb-label { font-size: 13px; color: var(--ink-3); }
.select-bar strong { font-weight: 700; }
.select-bar.is-selected strong { color: var(--blue-600); }

/* ---------- 06 process ---------- */
.process { background: var(--navy-800); color: var(--white); overflow: hidden; }
.process::before { content: "4 STEPS"; position: absolute; right: -20px; bottom: -92px; font-family: var(--font-en); font-weight: 900; font-size: 220px; line-height: 1; letter-spacing: -0.05em; color: transparent; -webkit-text-stroke: 1px rgba(255, 255, 255, .06); pointer-events: none; }
.timeline { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }
.timeline::before { content: ""; position: absolute; top: 32px; left: 32px; right: 32px; height: 2px; background: linear-gradient(90deg, var(--blue-600), var(--blue-400) 70%, rgba(96, 165, 250, .2)); }
.step { position: relative; padding-right: 8px; }
.step-node { position: relative; display: grid; place-items: center; width: 64px; height: 64px; border-radius: 50%; background: var(--navy-900); color: var(--blue-300); box-shadow: inset 0 0 0 1px rgba(96, 165, 250, .4), 0 0 0 8px var(--navy-800); }
.step-node svg { width: 28px; height: 28px; }
.step:first-child .step-node { background: var(--blue-600); color: #fff; box-shadow: 0 0 0 8px var(--navy-800), 0 12px 32px -4px rgba(37, 99, 235, .8); }
.step-no { display: block; margin-top: 32px; font-size: 12px; font-weight: 600; letter-spacing: .18em; color: var(--blue-400); }
.step h3 { margin-top: 10px; font-size: 22px; font-weight: 700; letter-spacing: -0.03em; }
.step p { margin-top: 10px; font-size: 14.5px; color: var(--text-2); line-height: 1.65; }

/* ---------- 07 faq ---------- */
.faq { background: var(--white); }
.faq-grid { display: grid; grid-template-columns: 320px 1fr; gap: 64px; align-items: start; }
.faq-aside { position: sticky; top: calc(var(--header-h) + 40px); }
.faq-aside .lead { margin: 20px 0 32px; font-size: 15.5px; }
.accordion { border-top: 2px solid var(--navy-900); }
.acc-item { border-bottom: 1px solid var(--line); transition: background .3s; }
.acc-item h3 { font-size: inherit; }
.acc-item button { width: 100%; display: grid; grid-template-columns: 44px 1fr 40px; align-items: center; gap: 8px; padding: 28px 4px; text-align: left; }
.q { font-size: 14px; font-weight: 700; color: var(--blue-600); }
.q-text { font-size: 19px; font-weight: 600; letter-spacing: -0.025em; line-height: 1.45; }
.acc-icon { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; box-shadow: inset 0 0 0 1px var(--line); transition: transform .35s var(--ease), background .3s, color .3s, box-shadow .3s; }
.acc-icon svg { width: 18px; height: 18px; }
.acc-item button:hover .acc-icon { box-shadow: inset 0 0 0 1px var(--blue-400); color: var(--blue-600); }
.acc-item.is-open .acc-icon { transform: rotate(45deg); background: var(--navy-900); color: var(--white); box-shadow: none; }
.acc-item.is-open .q-text { color: var(--ink); }
.acc-panel[hidden] { display: none; }
.acc-inner { overflow: hidden; }
.acc-inner p { padding: 0 52px 30px 52px; font-size: 15.5px; line-height: 1.8; color: var(--ink-2); }

/* ---------- 08 apply ---------- */
.apply { background: var(--off); }
.apply-grid { display: grid; grid-template-columns: 1fr 480px; gap: 56px; align-items: start; }
.apply-aside .lead { margin-top: 24px; }
.apply-points { margin-top: 40px; display: grid; gap: 4px; }
.apply-points li { display: flex; gap: 16px; align-items: center; padding: 16px 0; border-top: 1px solid var(--line); }
.apply-points li:last-child { border-bottom: 1px solid var(--line); }
.ap-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--white); color: var(--blue-600); box-shadow: inset 0 0 0 1px var(--line); }
.ap-ic svg { width: 22px; height: 22px; }
.apply-points b { display: block; font-size: 15.5px; }
.apply-points small { font-size: 13px; color: var(--ink-3); }

.form-card { background: var(--white); border-radius: var(--radius-xl); padding: 36px; display: grid; gap: 22px; box-shadow: 0 1px 0 rgba(11, 18, 32, .04), 0 40px 80px -40px rgba(11, 18, 32, .35); border: 1px solid rgba(11, 18, 32, .05); }
.form-head { display: flex; justify-content: space-between; align-items: center; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.form-head strong { display: block; font-size: 20px; letter-spacing: -0.03em; }
.form-head small { font-size: 13px; color: var(--ink-3); }
.field { display: grid; gap: 8px; border: 0; padding: 0; margin: 0; min-width: 0; }
.field label, .field legend { font-size: 13.5px; font-weight: 600; color: var(--ink); padding: 0; }
.field legend { margin-bottom: 8px; }
.field em { font-style: normal; color: var(--blue-600); }
.field input[type="text"], .field input[type="tel"], .field select {
  width: 100%; height: 54px; padding: 0 16px; border-radius: 14px; border: 1px solid #D5DCE6; background: var(--white);
  font-size: 16px; color: var(--ink); transition: border-color .2s, box-shadow .2s; -webkit-appearance: none; appearance: none;
}
.field input::placeholder { color: #A3AEC0; }
.field input:hover, .field select:hover { border-color: #B6C1D2; }
.field input:focus, .field select:focus { outline: none; border-color: var(--blue-600); box-shadow: 0 0 0 4px rgba(37, 99, 235, .14); }
.field.has-error input, .field.has-error select { border-color: var(--danger); box-shadow: 0 0 0 4px rgba(229, 72, 77, .12); }
.field.is-valid input { border-color: #9DB8EE; }
.field-error { min-height: 0; font-size: 12.5px; color: var(--danger); font-weight: 500; }
.field-error:empty { display: none; }
.select-wrap { position: relative; }
.select-wrap svg { position: absolute; right: 16px; top: 50%; width: 18px; height: 18px; transform: translateY(-50%); pointer-events: none; color: var(--ink-3); }
.select-wrap select { padding-right: 44px; cursor: pointer; }
.select-wrap select:invalid { color: #A3AEC0; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.segmented--light { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; background: var(--off); box-shadow: inset 0 0 0 1px var(--line); border-radius: 14px; }
.segmented--light label { position: relative; cursor: pointer; }
.segmented--light input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.segmented--light span { display: flex; align-items: center; justify-content: center; height: 44px; border-radius: 10px; font-size: 14.5px; font-weight: 600; color: var(--ink-2); transition: background .25s var(--ease), color .2s, box-shadow .25s; }
.segmented--light span b { font-weight: 700; margin-right: 1px; }
.segmented--light input:checked + span { background: var(--white); color: var(--blue-600); box-shadow: 0 2px 8px -2px rgba(11, 18, 32, .15), inset 0 0 0 1.5px var(--blue-600); }
.segmented--light input:focus-visible + span { outline: 3px solid var(--blue-300); outline-offset: 1px; }
.consent { padding: 16px; border-radius: 14px; background: var(--off); grid-template-columns: 1fr auto; align-items: center; }
.consent .field-error, .consent .privacy-detail { grid-column: 1 / -1; }
.check { display: inline-flex; gap: 10px; align-items: flex-start; cursor: pointer; font-size: 14px; font-weight: 500 !important; line-height: 1.5; }
.check input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.check-box { flex: none; width: 22px; height: 22px; border-radius: 7px; display: grid; place-items: center; background: var(--white); box-shadow: inset 0 0 0 1.5px #B8C2D3; color: transparent; transition: background .2s, box-shadow .2s, color .2s; }
.check-box svg { width: 16px; height: 16px; }
.check input:checked + .check-box { background: var(--blue-600); box-shadow: none; color: var(--white); }
.check input:focus-visible + .check-box { outline: 3px solid var(--blue-300); outline-offset: 2px; }
.field.has-error .check-box { box-shadow: inset 0 0 0 1.5px var(--danger); }
.check em { color: var(--blue-600) !important; }
.link-btn { font-size: 13px; color: var(--ink-3); text-decoration: underline; text-underline-offset: 3px; }
.link-btn:hover { color: var(--ink); }
.privacy-detail p { margin-top: 6px; padding: 12px 14px; border-radius: 10px; background: var(--white); font-size: 12.5px; line-height: 1.7; color: var(--ink-2); }
.muted { color: var(--ink-3); }
.form-note { display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 12.5px; color: var(--ink-3); margin-top: -6px; }
.form-note svg { width: 14px; height: 14px; }
.form-card .btn-block { margin-top: 4px; }

/* ---------- 09 final ---------- */
.final { position: relative; overflow: hidden; background: var(--navy-900); color: var(--white); padding: 180px 0 200px; isolation: isolate; }
.final-bg img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 60% 60%; z-index: -2; }
.final-shade { position: absolute; inset: 0; z-index: -1; background:
  linear-gradient(90deg, rgba(11, 18, 32, .96) 0%, rgba(11, 18, 32, .78) 42%, rgba(11, 18, 32, .2) 75%),
  linear-gradient(180deg, rgba(11, 18, 32, .9) 0%, rgba(11, 18, 32, 0) 30%, rgba(11, 18, 32, 0) 70%, var(--navy-950) 100%); }
.final-shade::after { content: ""; position: absolute; width: 900px; height: 500px; left: -200px; bottom: -200px; border-radius: 50%; background: rgba(37, 99, 235, .35); filter: blur(120px); }
.final-title { margin: 22px 0 24px; font-size: 64px; line-height: 1.18; font-weight: 800; letter-spacing: -0.04em; }
.final .lead { max-width: 520px; margin-bottom: 44px; }
.final-wordmark { position: absolute; left: 50%; bottom: -0.2em; transform: translateX(-50%); font-family: var(--font-en); font-weight: 900; font-size: clamp(90px, 15vw, 230px); letter-spacing: -0.05em; line-height: 1; white-space: nowrap; color: transparent; -webkit-text-stroke: 1px rgba(255, 255, 255, .1); pointer-events: none; }

/* ---------- footer ---------- */
.site-footer { background: var(--navy-950); color: var(--text-2); padding: 56px 0 64px; border-top: 1px solid rgba(255, 255, 255, .06); }
.footer-inner { display: grid; grid-template-columns: 1fr auto; gap: 32px 48px; }
.footer-brand p { margin-top: 14px; font-size: 13px; color: var(--text-3); }
.footer-nav { display: flex; flex-wrap: wrap; gap: 10px 28px; font-size: 13.5px; align-self: start; }
.footer-nav a:hover { color: var(--white); }
.footer-legal { grid-column: 1 / -1; padding-top: 28px; border-top: 1px solid rgba(255, 255, 255, .08); font-size: 12.5px; line-height: 1.7; color: var(--text-3); display: flex; justify-content: space-between; gap: 24px; }
.copy { font-family: var(--font-en); white-space: nowrap; }

/* ---------- sticky cta (mobile) ---------- */
.sticky-cta { display: none; }

/* ---------- modal ---------- */
.modal { width: min(420px, calc(100% - 40px)); border: 0; border-radius: 24px; padding: 36px 28px 28px; text-align: center; box-shadow: 0 40px 80px -20px rgba(0, 0, 0, .45); color: var(--ink); }
.modal::backdrop { background: rgba(7, 12, 23, .6); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.modal[open] { animation: pop .4s var(--ease); }
@keyframes pop { from { opacity: 0; transform: translateY(12px) scale(.97); } }
.modal-icon { width: 64px; height: 64px; margin: 0 auto 18px; border-radius: 50%; display: grid; place-items: center; background: var(--blue-600); color: #fff; box-shadow: 0 0 0 10px var(--blue-50); }
.modal-icon svg { width: 30px; height: 30px; }
.modal h2 { font-size: 22px; letter-spacing: -0.03em; }
.modal-desc { margin-top: 10px; font-size: 14px; color: var(--ink-2); line-height: 1.65; }
.modal-summary { margin: 20px 0 24px; padding: 6px 16px; border-radius: 14px; background: var(--off); text-align: left; }
.modal-summary div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; font-size: 13.5px; border-bottom: 1px dashed #D3DAE6; }
.modal-summary div:last-child { border-bottom: 0; }
.modal-summary dt { color: var(--ink-3); }
.modal-summary dd { font-weight: 600; }
.modal .btn-block { justify-content: center; padding: 0 22px; }

/* ---------- reveal ---------- */
.reveal { transition: transform .9s var(--ease); }
.js-reveal .reveal:not(.is-in) { transform: translateY(28px); }
.reveal.is-in { opacity: 1; transform: none; }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1200px) {
  .gnb { gap: 24px; }
  .pin--front { display: none; }
}

@media (max-width: 960px) {
  :root { --header-h: 68px; }
  .gnb, .header-cta { display: none; }
  .menu-toggle { display: grid; }
  .mobile-menu:not([hidden]) { display: grid; gap: 24px; padding: 8px var(--gutter) 28px; background: rgba(11, 18, 32, .96); backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px); border-bottom: 1px solid rgba(255, 255, 255, .08); }
  .mobile-menu nav { display: grid; }
  .mobile-menu nav a { display: flex; gap: 16px; align-items: baseline; padding: 14px 0; font-size: 20px; font-weight: 700; color: var(--white); letter-spacing: -0.02em; border-bottom: 1px solid rgba(255, 255, 255, .07); }
  .mobile-menu nav a span { font-family: var(--font-en); font-size: 12px; color: var(--blue-400); font-weight: 600; }
  .site-header.menu-open { background: rgba(11, 18, 32, .96); }

  .section { padding: 112px 0; }
  .hero-content { grid-template-columns: 1fr; }
  .preview-card { display: none; }
  .hero-title { font-size: 58px; }
  .section-head.split { grid-template-columns: 1fr; gap: 20px; }
  .bento { grid-template-columns: repeat(6, 1fr); grid-auto-rows: auto; }
  .tile-a { grid-column: 1 / -1; min-height: 480px; grid-row: auto; }
  .tile-b { grid-column: 1 / span 3; grid-row: auto; }
  .tile-c { grid-column: 4 / span 3; grid-row: auto; min-height: 520px; }
  .tile-d { grid-column: 1 / -1; grid-row: auto; min-height: 240px; }
  .dashboard { grid-template-columns: 1fr; }
  .dash-side { border-left: 0; border-top: 1px solid rgba(255, 255, 255, .1); }
  .timeline { grid-template-columns: 1fr 1fr; row-gap: 56px; }
  .timeline::before { display: none; }
  .faq-grid, .apply-grid { grid-template-columns: 1fr; gap: 48px; }
  .faq-aside { position: static; }
  .footer-legal { flex-direction: column; }
}

@media (max-width: 719px) {
  :root { --gutter: 20px; }
  body { font-size: 15px; }
  .br-pc { display: none; }
  .section { padding: 88px 0; }
  .section-head { margin-bottom: 40px; }
  .h2 { font-size: 32px; line-height: 1.3; margin-top: 16px; }
  .lead { font-size: 15.5px; }
  .eyebrow { font-size: 11px; letter-spacing: .2em; gap: 10px; }
  .eyebrow-line { width: 24px; }
  .btn { height: 58px; font-size: 16px; padding-left: 26px; }
  .btn-badge { width: 44px; height: 44px; }

  /* hero */
  .hero { min-height: 0; padding: calc(var(--header-h) + 22px) 0 0; display: flex; flex-direction: column; }
  .hero-visual { order: 2; }
  .hero-title { font-size: 38px; line-height: 1.24; margin-top: 18px; }
  .hero-sub { font-size: 15px; line-height: 1.65; margin-top: 16px; }
  .hero-actions { flex-direction: column; align-items: stretch; gap: 4px; margin-top: 24px; }
  .hero-actions .btn-primary { justify-content: space-between; }
  .hero-actions .btn-ghost { justify-content: center; height: 48px; }
  .assurance { gap: 14px; font-size: 12px; justify-content: center; flex-wrap: wrap; margin-top: 10px; }
  .hero-wordmark { font-size: 112px; top: 44px; right: -18px; }
  .hero-glow--tl { width: 520px; height: 420px; left: -220px; top: -200px; }
  .hero-visual { position: relative; inset: auto; height: 250px; margin-top: -36px; }
  .hero-car { width: 480px; top: -12px; left: 50%; transform: translateX(-50%); -webkit-mask-image: linear-gradient(180deg, transparent 0, #000 30%); mask-image: linear-gradient(180deg, transparent 0, #000 30%); }
  .hero-floor { width: 400px; top: 196px; height: 40px; filter: blur(26px); }
  .hero-horizon { top: 219px; }
  .pin { display: none; }
  .hero::after { display: none; }
  .hero-content { position: relative; z-index: 1; }
  .scroll-cue { display: none; }

  /* why */
  .formula { grid-template-columns: 1fr; gap: 12px; padding: 18px; }
  .formula-eq { display: none; }
  .formula-bar { height: 40px; }
  .seg { font-size: 11.5px; border-radius: 8px; }
  .factors { grid-template-columns: 1fr; margin-top: 32px; }
  .factor, .factor:nth-child(even) { padding: 32px 0 36px; border-left: 0; }
  .factor h3 { font-size: 22px; margin-top: 16px; }
  .why-quote { margin-top: 56px; padding-top: 40px; }
  .why-quote p { font-size: 24px; }
  .quote-mark { font-size: 100px; top: -14px; }

  /* bento */
  .bento { grid-template-columns: 1fr; gap: 14px; }
  .tile { padding: 26px; border-radius: 24px; }
  .tile h3 { font-size: 22px; }
  .tile-a, .tile-b, .tile-c, .tile-d { grid-column: 1 / -1; }
  .tile-a { min-height: 540px; padding: 0; }
  .tile-a .tile-copy { padding: 26px; }
  .quote-stack { left: 20px; right: 20px; bottom: 20px; width: auto; }
  .tile-c { min-height: 560px; }
  .phone { right: 50%; transform: translateX(50%) rotate(-3deg); transform-origin: bottom center; bottom: -60px; }
  .tile-d { min-height: 0; padding: 26px; }
  .pill-row span { height: 42px; font-size: 16px; padding: 0 18px; }
  .tile-d-flow { font-size: 12px; }

  /* simulator */
  .dash-main { padding: 22px; gap: 28px; }
  .dash-side { padding: 26px 22px 22px; }
  .dash-row--top { flex-direction: column; align-items: flex-start; }
  .field-group { width: 100%; }
  .segmented--dark { display: grid; grid-template-columns: repeat(3, 1fr); width: 100%; }
  .segmented--dark button { padding: 0 8px; }
  .total-big .num { font-size: clamp(34px, 11.5vw, 44px); }
  .dashboard { grid-template-columns: minmax(0, 1fr); }
  .slider-scale { font-size: 10px; }
  .dashboard { border-radius: 24px; }

  /* vehicles */
  .showroom { grid-template-columns: 1fr; gap: 14px; }
  .vcard, .vcard--wide { grid-column: 1 / -1; height: 360px; border-radius: 24px; }
  .vcard-title { font-size: 24px; }
  .vcard img { object-position: center 35%; }
  .vcard-shade { background: linear-gradient(180deg, rgba(11, 18, 32, .55) 0%, rgba(11, 18, 32, 0) 28%, rgba(11, 18, 32, .35) 50%, rgba(11, 18, 32, .97) 82%); }
  .select-bar { flex-direction: column; align-items: stretch; border-radius: 22px; padding: 18px; gap: 14px; }
  .select-bar p { justify-content: space-between; }
  .select-bar .btn { justify-content: space-between; }

  /* process — vertical timeline */
  .timeline { grid-template-columns: 1fr; row-gap: 0; }
  .timeline::before { display: block; top: 28px; bottom: 28px; left: 27px; right: auto; width: 2px; height: auto; background: linear-gradient(180deg, var(--blue-600), var(--blue-400) 70%, rgba(96, 165, 250, .2)); }
  .step { display: grid; grid-template-columns: 56px 1fr; column-gap: 20px; padding: 0 0 40px; }
  .step--last { padding-bottom: 0; }
  .step-node { width: 56px; height: 56px; grid-row: span 3; }
  .step-node svg { width: 24px; height: 24px; }
  .step-no { margin-top: 4px; }
  .step h3 { margin-top: 6px; font-size: 20px; }
  .step p { margin-top: 6px; font-size: 14px; }
  .process::before { font-size: 110px; bottom: -20px; }

  /* faq */
  .acc-item button { grid-template-columns: 34px 1fr 34px; padding: 22px 0; }
  .q-text { font-size: 16px; }
  .acc-icon { width: 34px; height: 34px; }
  .acc-inner p { padding: 0 0 24px 42px; font-size: 14.5px; }

  /* apply */
  .form-card { padding: 24px 20px; border-radius: 24px; gap: 20px; }
  .field-row { grid-template-columns: 1fr; }
  .segmented--light span { font-size: 13.5px; }
  .apply-points { margin-top: 28px; }

  /* final */
  .final { padding: 104px 0 140px; }
  .final-title { font-size: 36px; line-height: 1.26; }
  .final-shade { background: linear-gradient(180deg, rgba(11, 18, 32, .92) 0%, rgba(11, 18, 32, .6) 45%, rgba(11, 18, 32, .85) 80%, var(--navy-950) 100%); }
  .final .btn { width: 100%; justify-content: space-between; }

  /* footer */
  .site-footer { padding: 44px 0 128px; }
  .footer-inner { grid-template-columns: 1fr; }
  .copy { white-space: normal; }

  /* sticky */
  .sticky-cta {
    display: flex; position: fixed; left: 12px; right: 12px; bottom: calc(12px + env(safe-area-inset-bottom)); z-index: 40;
    align-items: center; justify-content: space-between; gap: 12px; padding: 8px 8px 8px 20px; border-radius: 999px;
    background: rgba(11, 18, 32, .86); backdrop-filter: blur(18px) saturate(150%); -webkit-backdrop-filter: blur(18px) saturate(150%);
    box-shadow: 0 0 0 1px rgba(255, 255, 255, .1), 0 20px 40px -10px rgba(0, 0, 0, .5);
    transform: translateY(140%); transition: transform .45s var(--ease);
  }
  .sticky-cta.is-visible { transform: none; }
  .sticky-info { display: grid; line-height: 1.25; color: var(--white); }
  .sticky-info small { font-size: 11px; color: var(--text-2); }
  .sticky-info strong { font-size: 15px; }
  .sticky-cta .btn { height: 46px; font-size: 14.5px; padding-left: 20px; }
  .sticky-cta .btn-badge { width: 34px; height: 34px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; }
  .js-reveal .reveal:not(.is-in) { transform: none; }
}
